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I'm just a kid with a lot of goals.

March 29th, 2010 at 10:46 pm

I've never been like other people my age. I got my first job at age 14. I worked in a small coffee shop 2 days a week. I would spend my tip money (which was a measly $10-15 a week) usually on school lunches. I never let my parents buy anything for me. My parents were certainly not poor. But I never did understand kids who expected so much from their parents. Luckily for my parents, my sisters and I were appreciative of every little thing they did for us. I have friends and coworkers who depend on mommy and daddy for so much when it comes to money. I have a friend whose parents have put a certain amount of money in her bank account every week since she was born so that she could buy her own house. I have multiple friends whose parents bought them their first car. What?! I saved every single dollar from my $60 paycheck when I had my first job. And up until a few months ago, I saved probably 75% of my paychecks.

In November, I moved out of my parent's house and in with 2 friends and my sister. Long story short, it's really not working out with my roommates and they have agreed to let me and my sister off of the lease on June 1st. I want my own house. Not to rent. To buy. I have enough money for a down payment and then some. I really want to do this on my own however I'm hoping to rent out one room to a carefully chosen friend so that I will be able to save some money every month.

I also really, really love to travel. I'm currently planning a European vacation with a friend next summer. It's going to be expensive but it'll be well worth it.

I am on a quest to make more money. I tried college for two semesters and I didn't like it. Truthfully, I couldn't qualify for financial help and I don't feel like paying school debt for the next few years of my life in hopes of getting an extra $10,000 a year. So I work in a grocery store. I don't get paid much but I am able to currently save half of my paychecks and even when I get my own place, I'll be able to save about $100. I'm not OK with living paycheck to paycheck. So to add to my income, I'm trying my hand on ebay. I've been selling some things around the house and I've made about $300 over the past couple weeks. When I've run out of things to sell, I have an idea of a couple things I can sell to make at least $200 extra per week. Adding that to my paychecks from my regular job, I'll be able to save at least $500 a month. I'll have to decide what to do with that extra money. I'd like to build up my emergency fund because the deposit will take up a lot of it. And then I'd like to add to my vacation fund. I'd like to have about $3500 in there by next summer.

We'll see how things go. Wish me luck!

5 Responses to “I'm just a kid with a lot of goals.”

  1. wowitsawonderfullife Says:

    Welcome! Great goals. Good luck.

  2. creditcardfree Says:

    Welcome! Yes...good goals. Can't wait to hear about your achievements, too.

  3. BlackDiamond Says:

    Good goals! It's good to see a young person with such a good head on your shoulders. Smile

  4. gamecock43 Says:

    wow you do have a lot of plans! I think they are good goals- keep blogging.

  5. Ima saver Says:

    Welcome, you remind me of me when I was young. I started work at age 12 and had a job that paid me $3 a day. I bought all my own clothes, schools supplies, etc. My father died when i was almost 10, so we had no money and my job helped out. I think you will go far in life!

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