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Problems.

May 11th, 2010 at 01:54 pm

Ugh. So I came across a couple of problems yesterday. And I'm just irritated today.

First, the person who bought my broken Xbox wants a refund because it wasn't broken the way he expected it to be. Grrrr!!!

Second, my future roomie has been hinting a lot lately that she wants to move back to Alabama. I can't depend on her for anything!! Looks like I'm going to have to find someone else.

I picked up a shift today and Thursday so I went from 15 hours to around 26. Yay! I'm going to talk to my boss about an idea I have. We changed the hours of a certain position we have and it's messing things up. So I have an idea about how to fix it. Doubt he'll listen but I'm going to try anyway.

So I'm a little frustrated right now. Ebay is giving me headaches. And I don't know where I'll be living in a couple of months. Yay.

The Problem with "Rich" People...

April 26th, 2010 at 02:46 pm

...is that they live at or above their means.

I make just around $860 every month at my part time job. I also make at least $500 every month on ebay (although if I have a particularly amazing month, it's closer to $1600 ). The paychecks from my part time job go to bills and I always have a little left over (around $160 but I allot $100 for spending money). The income from ebay goes directly into savings.

I have a roommate who makes $500 a week. He also blows through his paycheck in one week. The rent and a couple of other bills are due and he doesn't have the money for it. I said to him yesterday "Do you know what I could do with $2000 every month?! I'd be rich!". It's true. I'd be able to put more than $1000 in savings every month! The problem with people who make more money is that they also spend more. People who make $50,000+ a year also will buy a bigger and more expensive house than they really need. They buy more extravagant things. It is way too easy to spend your entire $2000 biweekly paycheck on things that you don't need.

This is all coming back to what my older sister said about me not being able to afford a house. Her and her husband live comfortably. For a Valentine's Day gift for her husband, my sister bought a $1300 TV. They easily spend $200 EVERY WEEK on groceries for just the two of them. I don't even spend $100 every MONTH! They go out to eat and order soda and steak. I go out to eat and order water and one of the cheapest things on the menu. And the thing is, I'm still happy.

The problem with "rich" people is that they don't know how to manage their money. With the way the job market is right now, it is way too common to hear about people losing their jobs and not being able to pay $1000 or $2000 worth of bills every month. The problem with "rich" people is that if they lived below their means, they would have been able to save thousands of dollars a month that could be put towards the bills if someone in their household were to lose their job. The problem with "rich" people is that many of them have trouble paying their bills even though they make 4 times more than I do. I know a grocery store manager who tells me all the time that she wishes she could manage her money the way I do.

If I made just $2000 every month, I'd be rich, man.