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What I See For My Future

April 27th, 2010 at 01:20 pm

I was talking to my twin sister yesterday about renting vs. buying. It's amazing how quickly my views changed after I realized how much more money I could save if I were to rent. I used to be dead set on buying a house. Now? Not so much. Even looking at houses in the $1000/month range I'm AMAZED at how nice these houses are! Hardwood floors, NICE kitchens, HUGE bathrooms, and a pool. All for $1000! It's tempting, man. I know I could never in my lifetime (because I don't have a college degree) afford to buy a house like this. But renting? If I could get a better job, I so could afford it.

So my sister and I were talking and I was telling her that if I could save at least $500 a month (which is actually extremely doable) and still rent, I could take all that money I have and actually live a really comfortable life. Imagine me. A 22 year old who works in a grocery store part time. Living on my own (well, with a roommate). Paying all of my own bills. And I'm going on a 15 day cruise to Europe next summer. Paid for all by myself. That's what I want. I want to be able to live in a house that I really like, have a job that I don't mind doing, and have extra money to just enjoy life. And by renting (at least for a few more years), I can do that. If I were to buy a house, I couldn't.

I want to enjoy life. That's all. Some people spend too much time working or worrying about money. I don't want to be like that. I know to many of you it might sound like I'm living in a dream world. But I believe 100% that if you have the right mindset, and the right knowledge, and the right resources, it's not so hard to live comfortably. I hope I can do it.

2 Responses to “What I See For My Future”

  1. Ima saver Says:

    I bought my first house at age 21 and had it paid off when I was 32. After that, I traded up in houses several times. I have a large house now (worth about 500K) and it is all paid for. I did not graduate from college either, but I always saved my money!

  2. whitestripe Says:

    Renting vs buying is always going to be one of those things that's completely up to the individual. Personally I prefer buying a home over renting one, only because I rented for 4+ years prior to buying just over a year ago. It's an issue of stability for me; I don't like the idea of being kicked out because the garden hasn't been weeded or the shower screen wasn't clean enough for the inspection. I also like the freedom I have when owning my own home, I can lansdcape how I want, knock out a wall or hang a picture. Of course owning a home does cost more initially, and there are lots of maintenance costs too. But I don't want to be paying someone elses mortgage forever. I just look at the light at the end of the tunnel, eventually I won't have to pay rent OR a mortgage, if we play our cards right!

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